Impending Judgment Day: Analyst Predicts XRP Surge

XRP is currently embroiled in a legal dispute with the SEC, and many within the XRP community believe a decisive verdict is imminent. The asset surged past $2 late last year, only to retreat below that level recently.

For a significant portion of 2024, it fluctuated around $0.50, a price point that many traders considered significant. Now, facing new legal challenges, both advocates and critics are preparing for what lies ahead.

Recent Developments

Legal Process Hits a Snag

Documents reveal that Judge Analisa Torres dismissed a proposed settlement on May 15, 2025. Ripple aimed to agree to a reduced $50 million fine and lift a permanent injunction, but the judge determined that the motion referenced the incorrect procedural rule—Rule 62.1 instead of Rule 60.

Ripple and the SEC are required to refile their motion under the correct rule. While this action will not drastically alter the timeline, it introduces more documentation and could lead to delays stretching into months.

Community Fosters ‘Judgment Day’ Expectations

In discussions across XRP platforms, many holders assert that external factors have suppressed the token’s price. They reference its extended period around $0.50, arguing that outside influences hindered its growth.

After a surge above $2 at the end of last year, concerns over suppression faded, but re-emerged as XRP fell back below that threshold. Skeptics caution that overly optimistic holders might face disappointment, while others believe that the upcoming ruling will unlock potential for significant price increases.

Utility Challenges Ahead

Observers frequently note XRP’s potential in facilitating international payments via RippleNet. They argue that it stands to gain traction in a tokenization sector expected to surpass $18 trillion by 2033. However, competing platforms are also advancing.

SWIFT is expediting transaction processes, and other platforms like Ethereum, Solana, and Algorand are vying for a piece of the tokenized asset market. Presently, XRP’s real-world transaction volume remains limited relative to its total supply, and broad acceptance is not yet achieved.

Ambitious Price Targets Raise Questions

Some analysts suggest bold price targets for XRP, ranging from $50 to $1,000 following the resolution of legal issues. Hitting a $100 price would necessitate a market capitalization increase of over 40 times current levels.

Aiming for $1,000 would require an even larger influx of investment. Most market analysts view such scenarios as unlikely without substantial institutional involvement or significant advancements in cross-border payment systems.

Final Decision May Set the Course

Both Ripple and the SEC express a desire to expedite the case. However, appellate courts tend to have their own timelines. Even the most hopeful forecasts suggest that a resolution may not come until late 2025 or early 2026.

When the pivotal moment arrives, it could either confirm bullish predictions or highlight the difficulties XRP faces in moving on from legal challenges. Until then, market participants are likely to focus closely on court updates rather than utility developments, awaiting a turn that may redefine XRP’s trajectory.